Keeping Track of Bills

Every month I keep a log of all money that comes in and all the money that goes out in a book. That way I can keep track of everything.

I purchase a cheap blank paged book (£1) and write the date at the top. Then I list all my outgoings. Water, Gas, Electric, food shopping etc. I keep a note of all other expenses too......the odd pint of milk, bread, stamps etc til the next paypay. This way I can see in black and white where the money has gone.

I also make sure I have a small amount saved each week - no matter how little. This will go towards any unexpected bill or for that rainy day.

Hope this tip helps someone else :)

Monique

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