http://www.myfrugallife.com/blog_Scribbles.html Hubby retires in 3 years. We are about to begin a Transition To Retirement Allocated Pension Plan. That means income drops but we still have access to funds if we need them. Hence lowering the budget to meet the income. en-us Mon, 15 Mar 2010 23:39:49 GMT http://www.myfrugallife.com/post51720590_Scribbles.html <p style "text-align: justify;">We are on countdown to retirement. In Australia you can set up a Transition To Retirement so that when you retire the transition goes smoother. It's also a way to organize your finances so you know what kind of income you are getting from your Superannuation etc. We went to see a Financial Advisor, the same one that many at Hubby's place of employment are with. The meeting went well. Now he is coming to see us on the 25th with a plan of action and we will go through everything and either say yah or nah. I have to say I&nbsp;am a little apprehensive about it all, but then it's something that will come whether I&nbsp;want to put my head in the sand of not.</p> <p style "text-align: justify;">So Hubby is working for money, and I am working to handle it. Hence a budget and a Price Book and strategies to make the dollar go further.</p>