Well this is my first blog. I will try to post as much as I can. I'm not sure if anyone will actually "read" my blogs, but maybe by my blogging .. it'll help me to write down and journal my own feelings. I'm hoping that at least I'll see that I'm learning to be frugal. Not just talking about it, but actually doing it.

I have approximately $3.00 in cash. I'm overdrawn on my bank account for $75.00. I get paid in two days on Wednesday. Unfortunately my paychecks are very short because I have a wage garnishment against me :(  With that and the medical insurance taken out of my paychecks hurt a lot! I need the medical coverage for my husband since he needs constant medical care. I'm considering looking for a second job. Right now our regular bills are higher than our income. So a second job only makes sense. I want more than anything to get on my feet and not owe anybody anything.

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