Like almost every other family in America, we have some concerns about our financial security.  My husband works hard to provide for our family and I am a stay at home mom who recently started a baby planning business.  We own our own home, but have no other savings or financial security.  We live paycheck to paycheck like most of the people that we know.

So starting now, we are going to begin cutting back BIG TIME!!!  I have only recently started working with my budget to see what we can cut out and it's not going to be easy.

See, we are not one of those families that has credit cards and a huge amount of debt, but we do have a lot of bills.  Most of our spending that can be cut comes from dining out, impulsive spending while grocery and household shopping, cigarettes, etc.  We can probably cut way back on our electric bill too.

I am writing this blog as a window to our upcoming experience as we change our lives to save money.

2 Comments | Post Feedback