I have a gift drawer which I fill over the year with things I buy on sale for family and friends.  I have saved a lot over the years by planning ahead.

I love to shop.  It is a pastime that I have shared with my mother ( a common bond) since I can remember. We both enjoy it.  In the not so distant past, shopping consisted of swiping the credit card and buying something full price as a gift.  No more! Shopping=Fun however, Debt=Bad.

I now shop with cash and with an unhidden agenda. Buy a great gift for little to no money.  I shop year round for appropriate gifts for friendsand family.  For example, I love Bath and Body Works products.  I am on their mailing list, so I get free product offers.  Most times the offers are spend $15.00 and get a free product.  I use their hand soaps because I love them and they are the only high end luxury I allow myself.  I wait until they go on sale for 5 for $15.00 and then buy and use my free product card.  I usually keep the free product in my gift drawer to give away at Christmas or birthdays.

Sometimes I get promotional materials at work, that I use as gifts.  I look to closeout sales, clearance racks, and sometimes garage sales in ritzy neighborhoods for great finds. 

If you always have an eye out, and have something on hand for a gift  then you need not pay full price for anything.

Remember every penny counts!

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